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Banking, NBFC, Lending & Insurance AI

Intelligent Document Automation for Banking & BFSI

Accelerate loan underwriting, instant customer KYC, statement analysis, and claims processing with sovereign AI — zero data leakage to public third-party LLMs.

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Automated Loan Underwriting
Bank statements & ITR extraction
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UIDAI Masked KYC Engine
Aadhaar, PAN & Passport verification
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On-Premise Air-Gapped
RBI & DPDP Act compliant
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Direct Core Banking & LOS
Finacle, Flexcube & LMS sync
Book a Banking DemoHow the Engine Works →
✓ Deployed in Major Indian Banks✓ Mathematical Balance Audits✓ 100% Data Sovereignty
BFSI Sovereign AI · 99.9% Accuracy
PayXtract AI Workspace UI
✓ Enterprise Sovereign Deployment · On-Premise Air-Gapped
BFSI Automation Overview
100% In-House Sovereign AI · Private Cloud / On-Premise

Banking and BFSI document automation is the instant ingestion, classification, and extraction of customer onboarding proofs, bank statements, ITRs, pay slips, and trade finance instruments into core banking and loan origination systems (LOS). PayXtract shortens credit turnaround times from days to minutes while guaranteeing bank-grade data security.

Instant Underwriting Ingest
UIDAI Compliant Aadhaar Masking
Direct LOS / LMS API Feed
Financial documents and sensitive borrower biometrics are processed on our private cloud or sovereign on-premise infrastructure — never transmitted to public LLMs.
What We Extract

Every financial field & KYC credential , extracted with mathematical confidence.

From complex scanned bank statements to encrypted PDFs, process banking files accurately.

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Lending & Income
Underwriting Intelligence
Bank Statement Transactions
Full Ledger · 150+ Banks
Salary Slips & Form 16
Net Pay, Deductions & TDS
ITR Acknowledgements & Computation
Gross Total Income & Tax Paid
Audited Financial Statements
Balance Sheets & P&L Tables
✓ LOS Ready Payload99.9% Confidence
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Identity & KYC
UIDAI & AML Verification
Masked Aadhaar Card
XXXX XXXX 8942
PAN Verification
ABCPS1234K (Active Match)
Passports & Driving Licenses
ICAO MRZ & State DL Numbers
Anti-Tamper & Forgery Check
Original Doc (0 Forgeries)
✓ UIDAI Compliant Masking100% Parsed
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Trade & Claims
LCs, Bills & Insurance
Letter of Credit (LC) & Swift
MT700 Message Extraction
Insurance Claim Intimations
Policy # · Incident Details
Hospital Bills & Discharge Slips
Itemized Pharmacy & Doctor Fees
Core Banking (Finacle/Flexcube)
Direct REST Stream Sync
✓ Core Banking CertifiedAudit Ready
How It Works

From customer document upload to approved credit decision.

PayXtract standardizes banking documents across four intelligent automation stages.

01

Ingest

Upload multi-page statements, KYC scans, or encrypted PDFs via web portal or banking API.

02

Extract & Mask

Extract transactions and demographics while auto-masking first 8 digits of Aadhaar.

03

Audit Math

Reconciles opening vs closing balance cross-sums and validates PAN formats.

04

LOS / Core Push

Clean, structured financial JSON feeds directly into Finacle, Flexcube, or your custom LOS.

Where It's Used

Powering modern digital banking across India.

  • Instant Digital Retail & MSME Lending — parse applicant bank statements and tax returns in seconds for automated underwriting.
  • Instant KYC & Video-KYC Fallback — verify customer ID proofs with automated Aadhaar redaction and anti-tamper heuristics.
  • Trade Finance Letter of Credit (LC) Scrutiny — cross-check LC terms against commercial invoices and bills of lading.
  • Health & Motor Insurance Claims Settlement — digitize hospital bills and repair estimates for rapid claims approval.

BFSI Confidence & Compliance Engine

Statement Extraction Accuracy
Per-Row Transaction Parsing
99.9% Precision
UIDAI Aadhaar Redaction
Automated First 8 Digits Blackout
100% Compliant
Mathematical Verification
Debit/Credit Balance Audit
Zero Math Errors
Banking Data Sovereignty
100% In-House Sovereign Cloud
0 API Leaks
Enterprise Provenance

A product by Hridayam Soft Solutions Pvt. Ltd.

PayXtract is built by Hridayam Soft Solutions (HSS) - an enterprise software company deploying mission-critical solutions for India's largest banks, financial institutions, and manufacturers since 2011. Engineering team behind ShareDocs ECM, AssetsTrak, VizTrak, and PayXtract.

300+
Enterprise Clients across India
14+ Yrs
Hridayamsoft Enterprise Legacy (Est. 2011)
90+
Developers & Implementation Engineers
10M+
Documents Processed Monthly

Enterprise Security & Compliance

Engineered to satisfy stringent banking and defense compliance requirements from day one.

  • ISO 27001:2022 Certified Information Security
  • SOC 2 Compliant Infrastructure & Access Controls
  • Complete Data Localization & Sovereign Cloud Hosting
  • Role-Based Access Control & Comprehensive Audit Trails
Common Questions

Frequently Asked Questions

Everything you need to know about banking data sovereignty, KYC compliance, and loan automation.

Banking and financial data is highly regulated. PayXtract processes documents on our own dedicated private cloud or sovereign on-premise infrastructure with an in-house language model — sensitive financial records are never sent to third-party public LLMs like OpenAI or Gemini.
Yes. It extracts identity data from Aadhaar, PAN, and Passports with automated first-8-digits Aadhaar masking in full compliance with UIDAI and RBI guidelines.
Yes. PayXtract supports bank statements from 150+ major public, private, cooperative, and foreign banks across multiple table layouts.
Yes. PayXtract streams parsed borrower income, balance trends, and credit data directly into your LOS/LMS via low-latency REST APIs.
Explore Ecosystem

Related Financial Solutions & Documents

Connect core banking and lending workflows with PayXtract's private AI extraction platform.

Document Type

Bank Statement Extraction

Extract multi-year transaction tables, balances, cheques, and credit/debit lines for underwriting automation.

Explore Bank Statements
Document Type

KYC & ID Document Extraction

Instant data parsing, OCR verification, and compliant Aadhaar masking for Aadhaar, PAN, voter IDs, and passports.

Explore KYC & IDs
Document Type

Invoice Data Extraction

Automate commercial loan verification, vendor trade finance invoice discounting, and GSTIN compliance.

Explore Invoices

See PayXtract process your banking documents in real time.

Book a 20-minute live demonstration with our financial systems engineering team. Watch PayXtract parse complex statements, verify KYC proofs, and mask Aadhaar numbers with 100% data sovereignty.

Book a 20-Min DemoView Transparent Pricing